325 Winterberry Drive Suite 101 Stoney Creek On L8J 0B6905-573-1188905-308-6173905-573- 1189Info@fsalvatore.com

Introducing BetterBox

What is BetterBox? BetterBox is the convenient, cost effective, eco-friendly, and stress-free alternative to cardboard boxes. We deliver plastic moving boxes to the clients door and pick them up from their new home when they are done! BetterBoxes vs. Cardboard...

Hamilton has turned the corner, says Bratina

BRATINA Hamilton Mayor Bob Bratina believes Hamilton’s defining characteristic is now one of ‘opportunity’. John Rennison/The Hamilton Spectator Mayor Bob Bratina believes Hamilton’s defining characteristic is now one of “opportunity.”  He painted a picture at the...

Government Housing Policies are Adding to Risks for the Economy

TORONTO, Oct. 17, 2011 /CNW/ – A report by noted housing economist Will Dunning, entitled Restricted Land Supply and Rising Housing Costs in the GTA, concludes that government-imposed costs and constraints on land supply have caused both the prices of new housing and the level of economic risk to rise.

The Four Types of Mortgage Products

When purchasing real estate in the Hamilton area it’s important to consider your mortgage options.  Although there are specialty products available in the mortgage market like Interest Only mortgages and Balloon Payment Mortgages, the majority of homeowners opt for...

The mortgage pre-approval

Are you looking to own real estate in Hamilton?  Getting a pre-approval from a lender makes it easier for you to find the home you want within your price range. However, getting pre-approved does not guarantee you’ll get the mortgage. It is simply a certificate saying...

Home ownership benefits retirees

A recent study released by StatsCan found that purchasing a home is a wise choice as an investment for retirement. The study, which studied the years between 1969 and 2006, concluded that home ownership made a significant and rising contribution to household finances...

Cash Back mortgages still available

First time homebuyers in Hamilton may be wondering if they’ll ever be able to afford a home. On March 18, 2011, the mortgage lending rules changed, making it slightly more difficult for first time home buyers to qualify for a mortgage. The one change that has a direct...

Canada’s new mortgage rules and Hamilton Real Estate

The recent mortgage changes by the Ministry of Finance’s Jim Flaherty came about because the government and the Bank of Canada are concerned about the record levels of household debt. For every $1 in savings, Canadians owe $1.50 and mortgage debt is up around $1...